Wednesday, April 1, 2009

HOW TO INVEST YOUR MONEY

Do You Make These Mistakes in Investing? - 6 Mistakes Almost Any Investor Makes!
By Alex Frost

When it comes to investing your money, learning from other people's mistakes is very important.

Here are 6 common mistakes investors tend to make:

  • Putting All Your Eggs In One Basket: you should always diversify. What works today may not work tomorrow, so try to have a well-balanced portfolio. Putting all your trust in one stock can lead to devastating results.
  • Not Having a Plan: you have to be very clear about the reason you are investing. It's very important to set your objectives from the start and be very specific about your goals. What to you expect from your investment? Do you want to earn enough money to buy a house or a car? Do you have short term or long term goals?
  • Trying to take shortcuts: the get-rich-quick mentality rarely pays off. Following a solid long term policy may not make you a millionaire overnight, but it will give you steady profits.
  • Not Using Your Own Judgment: it is one thing to get professional advice and a completely another to leave all the decisions up to the "experts". Seek guidance from someone who has expertise in the field and listen to their recommendations, but keep in mind that the final decision about any investment should be only yours.
  • Letting Emotions Take Control: when the market drops some people succumb to fear and sell prematurely. Greed is also a problem, because you may end up buying stocks that aren't worth their price.
  • Lack of Dedication: many people get really excited at first, but give up when they meet any obstacle. Always make your investments for the long term and continue to do whatever it takes until your objectives are met.

To become a successful investor you don't need much money. One of the best markets to make money out of a small investment, is the forex market. If you use it right you can see monthly returns of at least 100%.

Click Here to find out how to invest in the forex market. Read this Forex Systems Review!

Article Source: http://EzineArticles.com/?expert=Alex_Frost

MONEY INVESTMENTS

Exactly How You Should Invest Right Now to Double Your Income
By Raymond Aaron

The Sky Is Falling!

Everyone is wondering what to do. Everyone is fearful.

Actually that's not true at all. The unschooled, untrained, unknowing Masses are indeed fearful. They are reading the newspaper headlines each day and getting more and more worried for their jobs, their businesses, their investments, their retirement. But, not everyone is fearful. Some people are happy. Gleeful. Self-assured. These are the Rich People. They know exactly what to do.

In this brief article, I will explain exactly what to do.

First, go right back to basics. What is the Number One rule for investing success? That rule is ...

Buy Low Sell High

If it's so short (four words) and so easy to understand, why isn't everyone following it? There indeed is a reason why the Broke People do not follow it. Here is that reason.

Prices are low when there is a problem. Prices do not like chaos, problems, uncertainty. So, they fall. When there is a problem, prices are low. Rich People see the low prices, they remember the rule "Buy Low Sell High" and they buy. Broke People see the problem, get fearful reading the headlines of the newspapers, forget the rule of wise investing, and run. Yes, run away from investing -- right when prices are low.

So, what are rich people doing right now?

Buy Low

Rich people are racing to buy US real estate. I personally just bought a duplex in a major city. It was listed at $530,000. The sellers were extremely eager to sell. In a very brief several-day negotiation, they lowered the price by a shocking $100,000 to only $430,000. So, I bought it. I see the problem; I see the low prices; I buy.

Now, let's look at the other side of the coin.

Sell High

Just look at the newspapers and besides seeing that real estate prices are low, you will see that gold prices are high.

The previous all-time high gold price, on January 21 1980, was $850. The World waited for almost three decades for gold to get near that price. Then, on January 3rd, gold broke that high. Then, on March 13, gold broke through the $1,000 per ounce barrier for the first time ever!

Now that there is so much good news about Gold, The Masses are buying gold and dumping their real estate. Weird. What am I doing? What are rich people doing? We are selling all our gold and silver. I had hundreds of pounds of silver in my safe and hundreds of grams of gold and some platinum all locked away in my safe. I bought when prices were low. I've just sold it all over the last few days.

Your Turn

You may now be brooding that you have no gold to sell and have no cash to buy real estate. So, what should you do? First get into practice by selling anything you've got that you can part with that contains gold or silver - old jewelry, silver cutlery, etc. Second, do anything you can to get into an investment property right now, even if you have to joint venture with some friends to raise the down payment. Get started. Begin investing correctly.

Sell when prices are high, even if all your friends are buying.

Buy when prices are low, even if there are problems.

Join Raymond Aaron on Twitter @RaymondAaron.

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Raymond Aaron,
New York Times Top Ten Bestselling Author, "Double Your Income Doing What You Love"

Raymond Aaron interviews the most famous people on earth once a month and sends these audio CDs to his subscribers around the world. Get TEN of the best interviews (Robert Kiyosaki, Brian Tracy, Bob Proctor, Dr. John Gray, T. Harv Eker, Stephen M. R. Covey, etc.) for only $1 at Interview of the Month

Raymond Aaron's blog has brilliant business insights twice per week at Double Your Income

WHERE TO INVEST MONEY

Do You Have Enough Money to Retire?
By Susan St. Martin

Unfortunately national statistics tell us that only 2% of Americans are financially self sufficient when they retire, despite the fact that 85 million people invest in the stock market today. 9 out of 10 Americans must continue working or rely only on social security for their income with the average retiree receiving only $1,200 a month. Most of us are facing an unpleasant retirement scenario unless we change our investment strategy.

The stock market is volatile and unpredictable and is an ineffective and risky way to secure your retirement. Companies like Enron, Broadcom and countless others have cost thousands of investors their life savings and remind us we only have one chance to secure our retirement. We cant' afford to waste it with under performing investments.

Our retirement specialist helps people secure their retirement by rolling over their existing IRA/retirement accounts out of the unstable stock-market into secured, high yielding investments that provide long-term appreciation and stability that can save you years of time in reaching your financial goals. That is why this could be the most important article you will ever read.

Because having the right investments in your portfolio can mean the difference between financial security and dependence on government support.

In fact, where you invest your money now will determine the quality of your retirement.

Superior Yield and Rock Solid Security

For example, our favorite secured investment has historically enjoyed a 15.82% average rate of return with no market risk. In fact, institutional investors like Berkshire Hathaway (Warren Buffet's company) have been investing in this for years as it is the only investment asset that will retain its value and gross profit regardless of how the stock-market performs.

Keep More of What You Earn

Did you pay too much in income taxes last year? There is one investment vehicle where the U.S. government will actually allow you to write off up to 90% of your investment from your ordinary income turning a tax liability into a potential income stream that is tax sheltered and could provide you and your family with income for years and even decades.

A Golden Opportunity

Since the dawn of civilization GOLD has been the ultimate hedge against uncertainty. Today there is a gold investment that is selling at a 97% discount to its value!

These investment opportunities are some of Wall Street's best kept secrets, that you will never hear about from your stock broker or mutual fund manager, but you will be amazed and surprised to learn that these strategies are what the smart money have been using for years for both profit and protection. You have a chance to reposition your retirement/investment assets out of the unstable stock market into secured and tax advantaged investments that offer both long-term appreciation and stability. It could be one of the most important decisions you will ever make.

To continue to learn more about how you can strengthen your portfolio for your retirement years by investing in sound secure investments visit http://www.valuevestingsystem.com to sign up for our newsletter.

Article Source: http://EzineArticles.com/?expert=Susan_St._Martin